StepChange — free, independent debt advice and support

StepChange offers free, confidential debt advice and practical support for people living in the UK who are struggling with unsecured debts. Services include online tools, budgeting help and telephone or web appointments with an adviser to explore options such as repayment plans; the initial advice and case assessment is free to access. You can use their online debt remedy tool or call their free helpline to start a review of your situation and next steps.