National Debtline – free, independent debt advice

National Debtline offers free, confidential and independent advice for people struggling with debts in England and Wales, including practical tools (budget planners), sample letters and a telephone/webchat helpline. Services are aimed at individuals on low incomes or with problem debts; there is no charge for advice and it is impartial. Access is via the website for online advice and tools or by calling the helpline—details and opening times are published on the homepage.