Government‑backed free money and pensions guidance (MoneyHelper)

MoneyHelper provides free, impartial and government‑backed guidance on managing money, pensions, debt and savings for anyone living in the UK; guidance is available online, by phone and in some cases face‑to‑face. The service helps you understand options, run simple calculations and signpost to specialist support; it’s open to all UK residents and does not charge for guidance or basic tools, although specific financial products it refers to may have costs.