Free impartial money and pensions guidance at MoneyHelper

MoneyHelper is the government‑backed service offering free, impartial guidance on budgeting, debt, benefits, pensions, savings and mortgages to anyone in the UK. There’s no charge: use online tools, calculators and clear guides, or call and speak to advisers about your situation. The site explains eligibility for state pension, pension planning, how to reduce bills and manage repayments, with step‑by‑step practical actions tailored to common circumstances available to all residents.