Free, government-backed money and pensions guidance via MoneyHelper

MoneyHelper provides free, impartial, government-backed guidance on budgeting, debt, mortgages, pensions, saving and retirement planning, with clear explainers and practical tools. Its services are available to anyone living in the UK at no charge; access articles, calculators, pension and debt guides, phone helplines and webchat via the website. You do not need to pay or sign up for most tools — use the site or call the helplines to get tailored, impartial information and next steps.