Free, government-backed money and pensions guidance at MoneyHelper

MoneyHelper (a government-backed service) provides free, impartial advice on budgeting, debt, pensions, mortgages and saving for everyone in the UK. You can access online guides, calculators and checklists on the MoneyHelper website, or get tailored help by phone or web chat; there’s no charge and no eligibility requirement beyond being a resident seeking guidance. The service explains your options clearly and points to specialist regulated advisers when needed, without selling financial products.