Free, government‑backed financial guidance (MoneyHelper)

MoneyHelper provides free, impartial money and pensions guidance funded by government for people across the UK — help includes budgeting tools, debt and mortgage guidance, retirement planning and pensions information. The online guides, calculators and phone services are available to anyone living in the UK; use the website to access tailored tools and contact options, and there are specific sections for different life stages and financial situations so you can find clear, practical next steps without charge.