Free debt advice and debt management via StepChange

StepChange offers free, independent debt advice and practical debt-management services to people living in the UK. Anyone struggling with unsecured debt can use its online debt advice tools, budget planner and full telephone or web-based debt advice sessions; StepChange also helps arrange Debt Management Plans and access to other solutions where appropriate. Access is through the website or freephone helpline and all core services are provided at no charge.