Free credit score and report via ClearScore

ClearScore provides a free credit score and full credit report to UK residents, with no payment card required. The service has operated in the UK for years and lets you see the factors affecting your score, monitor changes and view personalised offers (you can ignore offers if you wish). To access it, sign up on the ClearScore website with an email address and basic identity details; the service is aimed at people with a UK credit file.