Free credit score and report access via ClearScore

ClearScore provides free access to your Experian credit score and a basic credit report for people with a UK credit file; no payment card is required. The service also highlights factors that affect your score and shows soft-credit-check lender offers without harming your file. To use it you sign up on the ClearScore website or app and verify your identity; it’s aimed at residents with a UK address and National Insurance number to help manage personal finance.