Free credit score and basic report via ClearScore

ClearScore provides a free credit score and a basic credit report to UK residents without requiring payment or a credit card. Anyone with a UK credit file can create an account to view their Experian‑based score, see factors that affect it and access personalised tips to improve credit health; ClearScore also alerts users to major changes. The service is free to use, though ClearScore offers optional paid products and partner offers which are not required to access the basic score and report.