Free credit monitoring and financial tools from Credit Karma UK

Credit Karma (TransUnion-backed) offers free access to your UK credit score and credit report snapshots, plus credit monitoring alerts and tools to compare products. The service is free for UK residents with a credit file; you create an account, verify identity and can then view your score and get alerts about changes. Credit Karma provides personalised recommendations and educational content without charging for the basic credit report and monitoring features — optional partner offers are separate.