Credit Karma UK – free credit monitoring and reports

Credit Karma offers free access to your UK credit score and a summary report, plus ongoing credit monitoring and personalised insights at no charge. Anyone can sign up for an account online; you’ll need to provide basic identity details so Credit Karma can match your record. The service is free to use — it makes money from recommendations — and helps users see factors affecting their score, track changes over time and get alerts to certain updates to their credit file.