MoneyHelper — government-backed financial guidance and calculators

MoneyHelper offers impartial, government-backed guidance, interactive tools and clear explainers on everyday money topics including budgeting, pensions, debt, mortgages and insurance. Its calculators and step-by-step guides help you estimate mortgage affordability, plan retirement income, build a budget or prioritise debts, so you can make informed choices that reduce long-term costs. Relying on independent guidance helps avoid costly mistakes and points to free or low-cost alternatives when appropriate.