CurveBlock
The Royal Institution of Chartered Surveyors (RICS) sets widely adopted professional standards for property valuation in the UK and internationally. These standards describe the principles, bases and methods of valuation, and require valuers to disclose assumptions, limitations and whether a valuation is market value, fair value or another basis. For fractional property products — where shares in an asset or fund are sold in small denominations — having valuations prepared to a recognised standard makes periodic pricing more transparent and consistent.
RICS guidance emphasises independence, documented methodology and qualified professionals. That matters for retail investors because periodic asset revaluation affects NAVs, performance reporting and the fairness of secondary market trades. Standardised approaches reduce disputes over price drivers (rental growth, yields, obsolescence) and clarify how one-off events (large capex, tenant defaults) should be reflected. Independent valuation also supports risk management by fund managers and oversight bodies, and assists custodians, auditors and depositaries in monitoring valuation processes.
Valuation frequency and the choice of basis are important governance points: some funds commission quarterly independent valuations, others rely on annual certified reports with internal interim reviews. Platforms and fund structures should disclose who commissions valuations, the valuer’s remit, and how valuation uncertainties are handled in reporting. For renewable or hybrid real‑assets, valuers must also account for asset‑specific issues such as leaseback terms, grid connections or generation yield assumptions.
For everyday UK savers considering fractional digital shares in property, RICS‑aligned valuations provide a common reference point to assess prices and comparability across offers. Clear, standards‑based valuation disclosures help retail investors understand the drivers of value and the limits of published prices without implying specific investment advice.